OUR MOTOR INSURANCE POLICIES

Highlights of the scope of cover

a) Vehicle loss or damage

For loss or damage to the company’s vehicles and vehicles caused by or arising out of:

• Accidental Collision, Overturning, etc.
• Fire, External Explosion, Self-Ignition or Lightning
• Theft, Burglary, House-Breaking
• Malicious Acts
• Flood, Storm, Earthquake, Riot, Strike and Civil Commotion
• Whilst in Transit

b) Liability to third parties

Legal liabilities arising from an Accident caused by your vehicle:

• Death or bodily injury to any person-unlimited cover
• Damage to property belonging to other people– up to an agreed amount.

COMPREHENSIVE MOTOR INSURANCE

Information required for premium quotation

Third Party Only

The policy indemnifies the insured and any permitted driver for all sums legally liable to pay in respect of death, bodily injury or property damage to third parties following a motor accident.

• Damage to own vehicles are excluded if it is the owner's fault.
• Where there is no monetary limit for the cover granted in respect of death or bodily injury, the Insurer's liability for property damage is currently GH¢1,000.
• There is a first aid/emergency treatment benefit of up to GH¢30.00 per accident victim.

Third Party Fire & Theft

Cover is the same as for Third Party only, except for the addition of damage to the vehicle by fire and/or theft