WHY DO BUSINESS WITH CROWN INSURANCE BROKERS LIMITED (CIB)?

Insurance is a complex business. Insurance companies sell a promise to pay in the future should a certain event happen. This promise is rarely a simple one. The policy document may not easily be understood by the client. Besides, there are some aspects of the promise which are governed by principles that are not stated in the policy document. It is against this backdrop that the services of a good broker can be invaluable.

The benefits of engaging professionals, like Crown Insurance Brokers Limited (CIB) to handle your insurances, which is at No Cost to you, include:

Maximum cover at minimum cost

The natural business tendency of an insurance company dealing direct with a client is to give minimum cover at maximum cost. CIB seeks to reverse this tendency and ensure that the client has maximum cover at minimum cost. This is possible because of our knowledge of the insurance market.

Knowledge of the insurance market

The Company has the entire insurance market at its disposal and is well informed about each insurance company’s strengths and weaknesses. We conduct business with most of them and can bring the weight of our account to bear in promoting the interest of our clients.

Prompt and efficient claims handling

We assist in the presentation and settlement of claims and can be of invaluable assistance in ensuring that our client receives the most favorable hearing when contentious claims arise.

Customized service

We provide individual services to each of our clients by reviewing their insurance needs, providing analysis and reports, and by periodic visits to their premises to keep abreast with the client’s needs.

Security and cost-effectiveness

In seeking quotations from and in placing business with insurance companies, we are guided by financial security, ability to offer a wide scope of cover at competitive premium, promptness and efficiency of service, including claims settlement. Our role is to strike a balance of these often-conflicting considerations and to ensure that we do not compromise on scope of cover whilst seeking competitive premium rates.

We believe that we can be of tremendous assistance to you in achieving your corporate objectives and will be grateful if we can be granted the opportunity to demonstrate our capabilities in this regard.

As a point and without any obligation whatsoever, we request you to give us the opportunity to review and report on your insurance needs. To assist us, we will require details of your existing insurances. In addition, we will require a letter of authority to conduct the review.